PRESENTATIONS

Finding the Sweet Spot: Balancing Growth & Mission

Unitus Panel Discussion at the 2008 Asia-Pacific Regional Microcredit Campaign Summit

Presentation by Samit Ghosh, Ujjivan

Download the Presentation (PDF)

Mr. Samit Ghosh is the founder and CEO of Ujjivan Financial Services (Ujjivan). Ujjivan launched the first of its pilot microfinance programs in November 2005 in Bangalore, India, and currently operates 68 branches centered around Bangalore, Kolkata, and New Delhi. A Unitus partner since 2006, Ujjivan plans to reach 2 million clients across India in 6 years.

Mr. Ghosh has a career in banking spanning 30 years, and has worked in both South Asia and the Middle East. He started his career with Citibank in 1975 and was part of Citibank’s pioneering management team that launched consumer banking to the middle class in India and the Arabian Gulf. He also led the launch of Retail Banking in South Asia and the Middle East for Standard Chartered Bank. In 1996, as Executive Director of HDFC Bank, he initiated their Retail Banking business. His last banking assignment was Chief Executive of Bank Muscat in India from 1998 to 2003.

In the video above, Mr. Ghosh discusses his perspective on balancing growth and mission in microfinance. The talk occurred during a Unitus-hosted panel on the topic at the 2008 Asia-Pacific Regional Microcredit Campaign Summit.